The Connecticut Insurance Department has determined state law prohibits the sale of skimpy “short term” plans that are being promoted by President Donald Trump as a cheaper alternative to Affordable Care Act coverage.I rather expect to see more of this in other blue states.
“Connecticut already has the necessary statutory consumer protections in place to prohibit ‘junk plans’ ” Insurance Commissioner Katharine Wade said in a statement released Thursday.
The department also said a review of the new Trump administration rules for short-term, limited duration plans require any of these policies sold in the state to cover the Affordable Care Act’s comprehensive “essential health benefits.”
Those essential benefits include hospitalization and outpatient care, as well as mental health, maternity, prescription drug coverage, pediatric care and rehabilitative services.
The ACA allowed people to purchase short-term plans, which usually lacked maternity, mental health, full drug benefit and other coverages, but limited their coverage period to three months. These policies were also not renewable.
But the Trump administration’s new rules, issued Aug. 1, allow for nearly a year’s coverage under a short-term plan. They also allow short -term plans to be renewed for up to three years.lans require any of these policies sold in the state to cover the Affordable Care Act’s comprehensive “essential health benefits.”
The Connecticut Insurance Department said state law prohibits exclusions for pre-existing conditions for any policy that has coverage of six months or longer.
………
Other states, including New Jersey and Massachusetts, also regulate short-term plans to make them follow nearly all the same insurance rules that the Affordable Care Act plans have. In some of those states, carriers have decided against offering any short-term plans at all.
I am not sure of the end-game here, but this is a glorious f%$# you to President inverted traffic cone.
0 comments :
Post a Comment