Well, Eric Falkenstein has the following take on Bernie Madoff:
Clearly, he understood phone calls are best. People who meticulously avoid email should not be trusted, because it is simply too calculating, as if they know they are regularly committing crimes. A phone conversation can always be disavowed, you just say you were talking about last weekend's bar mitzvah.And Felix Salmon, who has one of the sharpest minds in finance, notes a parallel with Hank Paulson.
German word for austerity Sparmaßnahmen